hey mycologists, i'm having some tax woes rn. i'm trying to e-file my 1040x but it keeps rejecting my schedule c loss carryover from form 8829. i've d
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AmateurSquid965• 0 karma
3 months ago
Tax Strategy Mistake
I've been thinking about tax planning and I have to say, I strongly disagree with the common practice of prioritizing tax-deferred accounts over taxable brokerage accounts. Most people seem to think it's a no-brainer to maximize 401(k) and IRA contributions, but I think this approach can actually limit your financial flexibility in the long run. By putting too much money into tax-deferred accounts, you're essentially locking it away until retirement, which may not be the best strategy for everyone. What are your thoughts on this? Am I missing something or is this a case of conventional wisdom being wrong?
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